City Staff Ideas Challenge
#nycspeaks2022 Share your ideas for bold actions the Mayor should take
NYC Homebuyer Incentives & Assistance
Home ownership is the best way minorities can build wealth. However, the biggest barrier to entry is the down payment, which in some cases, is required to be 20%+. With prices and rates at record highs, down payment assistance would help level the playing field. NYC could provide assistance to cover up to 90% of the DP or $20K (whichever is less) for qualifying NYers, which should be awarded at closing day for those who don't have the cash upfront, or it can be recognized as a tax credit.
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The government helping people who cannot afford a home was one of the reasons for the financial crisis. We don't need a repeat.
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