City Staff Ideas Challenge
#nycspeaks2022 Share your ideas for bold actions the Mayor should take
Home ownership is the best way minorities can build wealth. However, the biggest barrier to entry is the down payment, which in some cases, is required to be 20%+. With prices and rates at record highs, down payment assistance would help level the playing field. NYC could provide assistance to cover up to 90% of the DP or $20K (whichever is less) for qualifying NYers, which should be awarded at closing day for those who don't have the cash upfront, or it can be recognized as a tax credit.
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6 comments
The government helping people who cannot afford a home was one of the reasons for the financial crisis. We don't need a repeat.
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