City Staff Ideas Challenge
#nycspeaks2022 Share your ideas for bold actions the Mayor should take
Allow HomeFirst Loans to pay for Mitchell-Lama Co-op Equity Costs
Some lotteries on Mitchell-Lama Connect were held for the chance to be placed high on the waiting list of ML co-ops. One major hurdle for applicants is the upfront cost of the apt. The cost depends on the development, but it's usually no more than $100k. Most of the time, people take out higher interest personal loans to buy these apartments, as the price is too low for traditional mortgages. HomeFirst would be a great program to help cover the costs in buying these apartments.
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Yes, HomeFirst Loans can be used to pay for Mitchell-Lama Co-op Equity Costs.
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